felt. This combination of factors lead to increased over-indebtedness among households. The participants in the workshop …

Household over-indebtedness is among the causes of the current financial crisis. In turn, the crisis exacerbated both … public and private debt problems. In this paper, household over-indebtedness is broadly defined as the situation where a … structural basis. Different types of over-indebtedness are interrelated in complex causal networks with a broad spectrum of …