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The paper analyses the relationship between deposit insurance, debt-holder monitoring, and risk taking. In a stylised … banking model we show that deposit insurance may reduce moral hazard, if deposit insurance credibly leaves out non … deposit insurance may serve as a commitment device to limit the safety net and permit monitoring by uninsured subordinated …
Persistent link: https://www.econbiz.de/10009636525
This study focuses on the assessment of index tools for agricultural insurances. Index insurances basically differ from traditional agricultural insurances in that they do not refer to the actual farm losses, but to the losses evaluated from an index. This index can be, for example, some area...
Persistent link: https://www.econbiz.de/10011439188
Persistent link: https://www.econbiz.de/10009640268
As part of their respective mandates to protect investors, depositors and policy holders, the three European Supervisory Authorities, the EBA, ESMA and EIOPA are concerned about the practices used by some financial institutions to comply with enhanced prudential requirements under the CRD/R IV,...
Persistent link: https://www.econbiz.de/10010392286
involved the collection of qualitative and quantitative evidence on both demand for and supply of insurance and explored … consumers’ interest in and barriers to purchasing insurance cross-border. In particular, the experiments tested the … cross-border insurance issues, such as the provision of information to consumers, the purchasing process, and levels of …
Persistent link: https://www.econbiz.de/10012036383