Purpose The purpose of this paper is to test and extend a conceptual model of risk assessment in bank lending to SMEs … factors in the external, operating and internal environments of individual banks can influence credit-risk assessment …

Purpose This paper aims to explore the interplay between risk management and control systems in banks, specifically … systems drive the interplay between risk management and control systems in the studied banks. In several instances, belief … systems and boundary systems were operating complementarily. Cross-case analyses of the two banks demonstrate that risk …