Showing 1 - 10 of 66
increases banks’ profits to the detriment of creditworthy entrepreneurs in a model of a banking duopoly with switching costs and … case and show that, when the economy suffers from strong adverse selection, information sharing still increases banks …
Persistent link: https://www.econbiz.de/10010148159
Commercial banks are typical hierarchical organizations, in which the multipleprincipal-agent problem exists and … induces serious internal collusive corruption. This article analyzes the collusive corruption between credit supervisors and … credit managers in bank credit activities, through three possible situations of supervision. The results indicate that …
Persistent link: https://www.econbiz.de/10010009110
Disclosure of private medical information allows insurance companies to better predict medical expenditures. The premiums the companies charge the insured employees reflect these expenditures. This paper studies incentives of employees to disclose their medical information. I find that healthier...
Persistent link: https://www.econbiz.de/10010097676
This paper analyzes the determinants of governance transparency. In our model, entrepreneurs optimally decide the precision of their earning reporting by trading off the possibility of expropriating profits against the capacity to attract external funding.We find that information is only...
Persistent link: https://www.econbiz.de/10010148154
Nach einer Serie von Lebensmittelskandalen ist das Vertrauen der Verbraucher in die Industrie erschüttert. Kritik schlägt dabei nicht nur den Herstellern selbst, sondern auch den Anbietern von Gütesiegeln entgegen, die Produkte leichtfertig zertifiziert haben. Die Rufe nach gesteigerter...
Persistent link: https://www.econbiz.de/10010148248
Dividend policy is one of controversial financial issues. There are various theories about dividend but in this study, the focus is on empirical test of signaling theory. This theory says that the payment of dividends provides information for investors and analysts. The aim of this study is...
Persistent link: https://www.econbiz.de/10010058681
strong relationship whit their usual banks, and, if the credit rationing is properly perceived by firms. The quantitative … efficiency of the banking credit market and the reduction of negative consequences of the credit rationing. -- credit rationing … ; banking relationship ; financing SMEs ; credit market ; lending relationships …
Persistent link: https://www.econbiz.de/10009958316
The objective of this research is to analyze the basics elements of the Spanish financial entities new approach in the financial cards business, as well as the merchant's new role in its development. For this purpose, a questionnaire was sent to 60 managers in the cards business in such...
Persistent link: https://www.econbiz.de/10009958346
to old private banks. -- banking ; return on asset ; Z-score ; fee income ; non-deposit funding ; India …Using data on Indian banks during 1996-2007, the paper examines the impact of bank activity and short-term funding for … shares. In addition, banks with greater reliance on fee income generating activities exhibit higher profitability. On the …
Persistent link: https://www.econbiz.de/10009958833
influence of the state deregulation on commercial banks’ efficiency within the US. We calculate an indicator of bank efficiency … branching law deregulation on bank’s efficiency. The analysis is complemented with a failure prediction model using these DEA …
Persistent link: https://www.econbiz.de/10009959097