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Preisgarantien im Einzelhandel scheinen auf den ersten Blick Ergebnis eines intensiven Wettbewerbs zu sein. Theoretische Analysen und empirische Studien zeigen jedoch, dass dies in der Regel nicht der Fall ist. Preisgarantien und hier vor allem Garantien, bei denen mehr als die Differenz zu...
Persistent link: https://www.econbiz.de/10010079385
The aim of the paper that treats the actuarial model of insurance in case of survival or early death is to show the … insurance in the world. The paper applies the scientific methodology of the deductive character based on scientific, theoretical … paid. Finally, the financial repercussions of some models are presented at examples in insurance companies. The result of …
Persistent link: https://www.econbiz.de/10010185791
Podkarpackie voivodship. Based on the results of research, the article will present both the current state of insurance in local … insurance business in LGUs. The primary objective of this paper is to determine the procedures for concluding the insurance in … LGUs, and also defining the types of insurance most often executed by these entities, and indication of the intermediaries …
Persistent link: https://www.econbiz.de/10010078126
Disclosure of private medical information allows insurance companies to better predict medical expenditures. The … sorting of employees according to their health status more pronounced. -- health insurance ; disclosure ; information …
Persistent link: https://www.econbiz.de/10010097676
This paper reviews the operational efficiency of the Nigeria insurance industry from a historical perspective. Our … paper traced the origin of insurance in Nigeria to 1918, when marine insurance was dominant in the economy. The paper shows … that despite the long history of insurance industry in Nigeria, the sector's operational efficiency has remained sub …
Persistent link: https://www.econbiz.de/10010009090
The paper examines whether there is an economic justification for a macroprudential approach to insurance regulation … characterisation of a macroprudential approach to financial regulation as well as an explanation of the functions the insurance … prevailing opinion, the paper finds that the insurance industry is of systemic relevance, at least in terms of the efficient …
Persistent link: https://www.econbiz.de/10010009108
The purpose of the paper is to provide some support to the thesis that insurance may reduce the cost of capital in a … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … insurance reduces the need for the balance-sheet capital in a company and thus the financial distress costs. Also, insurance may …
Persistent link: https://www.econbiz.de/10010009381
The purpose of the paper is to provide some support to the thesis that insurance may reduce the cost of capital in a … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … insurance reduces the need for the balance-sheet capital in a company and thus the financial distress costs. Also, insurance may …
Persistent link: https://www.econbiz.de/10010009382
Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or … real problem which insurance companies have to face, its solving has a special interest for students of Actuarial Sciences … an Excel application designed for that purpose. -- bootstrap ; Chain-Ladder method ; reserves ; insurance company ; Excel …
Persistent link: https://www.econbiz.de/10010118388
The present economic and financial crisis has underlined the importance to financial institutions and investors of having access to efficient methods of quantifying credit risk, or the probability of default. The logit models are among the techniques commonly used by large organizations and...
Persistent link: https://www.econbiz.de/10010118428