The purpose of the paper is to provide some support to the thesis that insurance may reduce the cost of capital in a … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … insurance reduces the need for the balance-sheet capital in a company and thus the financial distress costs. Also, insurance may …

The purpose of the paper is to provide some support to the thesis that insurance may reduce the cost of capital in a … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … insurance reduces the need for the balance-sheet capital in a company and thus the financial distress costs. Also, insurance may …

The financial and the insurance markets are increasingly penetrating each other, accounting for the fact that insurers … opportunities, although it is not devoid of faults, mercilessly exposed by consecutive stock market collapses. Do insurance … research shows that on average it maintains a relatively high level. -- insurance ; capital market ; investment …

Podkarpackie voivodship. Based on the results of research, the article will present both the current state of insurance in local … insurance business in LGUs. The primary objective of this paper is to determine the procedures for concluding the insurance in … LGUs, and also defining the types of insurance most often executed by these entities, and indication of the intermediaries …

This paper reviews the operational efficiency of the Nigeria insurance industry from a historical perspective. Our … paper traced the origin of insurance in Nigeria to 1918, when marine insurance was dominant in the economy. The paper shows … that despite the long history of insurance industry in Nigeria, the sector's operational efficiency has remained sub …

The paper examines whether there is an economic justification for a macroprudential approach to insurance regulation … characterisation of a macroprudential approach to financial regulation as well as an explanation of the functions the insurance … prevailing opinion, the paper finds that the insurance industry is of systemic relevance, at least in terms of the efficient …

Disclosure of private medical information allows insurance companies to better predict medical expenditures. The … sorting of employees according to their health status more pronounced. -- health insurance ; disclosure ; information …

Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or … real problem which insurance companies have to face, its solving has a special interest for students of Actuarial Sciences … an Excel application designed for that purpose. -- bootstrap ; Chain-Ladder method ; reserves ; insurance company ; Excel …