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Disclosure of medical information in health insurance

Rahkovsky, Ilya - In: Advances in management & applied economics 3 (2013) 1, pp. 183-205

Disclosure of private medical information allows insurance companies to better predict medical expenditures. The premiums the companies charge the insured employees reflect these expenditures. This paper studies incentives of employees to disclose their medical information. I find that healthier...

Persistent link: https://www.econbiz.de/10010097676

Endowment life insurance

Sain, Zeljko; Selimovic, Jasmina - In: UTMS journal of economics / University of Tourism and … 4 (2013) 2, pp. 175-186

The aim of the paper that treats the actuarial model of insurance in case of survival or early death is to show the … actuarial methods and methodology for creating a model and an appropriate number of sub-models of the most popular form of life … knowledge and practical realities. Following the basic theoretical model’s determinants, which are at the beginning of the paper …

Persistent link: https://www.econbiz.de/10010185791

Preferences and the level of satisfaction from the provision of insurance services in activity of the LGUs on a municipal level in Podkarpackie voivodship

Skica, Tomasz; Rodzinka, Jacek - In: E-Finanse : finansowy kwartalnik internetowy 8 (2012) 3, pp. 76-84

The article is based on the results of author’s study survey conducted on a representative sample of municipalities of Podkarpackie voivodship. Based on the results of research, the article will present both the current state of insurance in local government units (LGUs) of the municipal...

Persistent link: https://www.econbiz.de/10010078126

Repositioning insurance industry for operational efficiency : the Nigerian case

Ujunwa, Augustine; Modebe, Nwanneka Judith - In: Journal of applied finance & banking 1 (2011) 3, pp. 15-32

This paper reviews the operational efficiency of the Nigeria insurance industry from a historical perspective. Our paper traced the origin of insurance in Nigeria to 1918, when marine insurance was dominant in the economy. The paper shows that despite the long history of insurance industry in...

Persistent link: https://www.econbiz.de/10010009090

On the systemic relevance of the insurance industry : is a macroprudential insurance regulation necessary?

Bach, Wolfgang; Nguyen, Tristan - In: Journal of applied finance & banking 2 (2012) 1, pp. 127-149

The paper examines whether there is an economic justification for a macroprudential approach to insurance regulation based on the normative theory of regulation. First, the paper elaborates some basic foundations, such as the characterisation of a macroprudential approach to financial regulation...

Persistent link: https://www.econbiz.de/10010009108

Insurance and the corporate cost of capital

Wieczorek-Kosmala, Monika - In: E-Finanse : finansowy kwartalnik internetowy 8 (2012) 1, pp. 61-71

to the risk-based capital structure model with the total average cost of capital (TACC). The paper explains the idea of … the volume of total capital. The presented conceptual model, based on the TACC concept, indicates that large volume of …

Persistent link: https://www.econbiz.de/10010009381

EU single financial market : porspects of changes

Mikita, Malgorzata - In: E-Finanse : finansowy kwartalnik internetowy 8 (2012) 1, pp. 53-60

Persistent link: https://www.econbiz.de/10010009382

Estimación de reservas en una compañía aseguradora : una aplicación en Excel del método Chain-Ladder y Bootstrap

Álvarez-Jareño, José Antonio; Coll-Serrano, Vicente - In: Revista de métodos cuantitativos para la economía y … 14 (2012), pp. 124-136

Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or unsettled claims. In this paper, we apply the Chain-Ladder method to obtain a point estimate of reserves, and then we use the bootstrap technique to estimate the margin of error and...

Persistent link: https://www.econbiz.de/10010118388

Credit risk analysis : reflections on the use of the logit model

Barual, Concepción; García, Fernando; Giménez, Vincente - In: Journal of applied finance & banking 2 (2012) 6, pp. 1-13

composition of the sample from which the model is obtained. These aspects have a decisive influence on the prediction models used …. -- credit risk ; default ; logit model …

Persistent link: https://www.econbiz.de/10010118428

Medición del riesgo de renta variable mediante modelos internos en Solvencia II

Durán Sontomil, Pablo; Otero González, Luis A.; … - In: Investigaciones europeas de Dirección y Economía de … 18 (2012) 1, pp. 53-68

This work focuses on developing an internal model for equity risk under Solvency II. We have used monthly data for the … likelihood method the model of normal returns, based on the standard model of QIS4, compared to the mixture of normal and a … Markov regime switching model. The analyzed models are compared based on criteria of parsimony and normality of the residuals …

Persistent link: https://www.econbiz.de/10009958357