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Endowment life insurance
Sain, Zeljko; Selimovic, Jasmina - In: UTMS journal of economics / University of Tourism and … 4 (2013) 2, pp. 175-186
The aim of the paper that treats the actuarial model of insurance in case of survival or early death is to show the actuarial methods and methodology for creating a model and an appropriate number of sub-models of the most popular form of life insurance in the world. The paper applies the...
Persistent link: https://www.econbiz.de/10010185791
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Preferences and the level of satisfaction from the provision of insurance services in activity of the LGUs on a municipal level in Podkarpackie voivodship
Skica, Tomasz; Rodzinka, Jacek - In: E-Finanse : finansowy kwartalnik internetowy 8 (2012) 3, pp. 76-84
The article is based on the results of author’s study survey conducted on a representative sample of municipalities of Podkarpackie voivodship. Based on the results of research, the article will present both the current state of insurance in local government units (LGUs) of the municipal...
Persistent link: https://www.econbiz.de/10010078126
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Disclosure of medical information in health insurance
Rahkovsky, Ilya - In: Advances in management & applied economics 3 (2013) 1, pp. 183-205
Disclosure of private medical information allows insurance companies to better predict medical expenditures. The premiums the companies charge the insured employees reflect these expenditures. This paper studies incentives of employees to disclose their medical information. I find that healthier...
Persistent link: https://www.econbiz.de/10010097676
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Repositioning insurance industry for operational efficiency : the Nigerian case
Ujunwa, Augustine; Modebe, Nwanneka Judith - In: Journal of applied finance & banking 1 (2011) 3, pp. 15-32
This paper reviews the operational efficiency of the Nigeria insurance industry from a historical perspective. Our paper traced the origin of insurance in Nigeria to 1918, when marine insurance was dominant in the economy. The paper shows that despite the long history of insurance industry in...
Persistent link: https://www.econbiz.de/10010009090
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On the systemic relevance of the insurance industry : is a macroprudential insurance regulation necessary?
Bach, Wolfgang; Nguyen, Tristan - In: Journal of applied finance & banking 2 (2012) 1, pp. 127-149
. -- insurance ; macroprudential regulation ; systemic risk ; normative theory … based on the normative theory of regulation. First, the paper elaborates some basic foundations, such as the … the requirements are fulfilled for a normative theory-compliant macroprudential regulatory foundation. Contrary to the …
Persistent link: https://www.econbiz.de/10010009108
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Insurance and the corporate cost of capital
Wieczorek-Kosmala, Monika - In: E-Finanse : finansowy kwartalnik internetowy 8 (2012) 1, pp. 61-71
to the risk-based capital structure model with the total average cost of capital (TACC). The paper explains the idea of … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … reduce the level of operating risk and thus influences the required returns of the capital providers. These observations …
Persistent link: https://www.econbiz.de/10010009381
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EU single financial market : porspects of changes
Mikita, Malgorzata - In: E-Finanse : finansowy kwartalnik internetowy 8 (2012) 1, pp. 53-60
to the risk-based capital structure model with the total average cost of capital (TACC). The paper explains the idea of … insurance as a retrospective (post-loss) risk financing tool and the risk transfer mechanism upon it. As the risk financing tool … reduce the level of operating risk and thus influences the required returns of the capital providers. These observations …
Persistent link: https://www.econbiz.de/10010009382
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Estimación de reservas en una compañía aseguradora : una aplicación en Excel del método Chain-Ladder y Bootstrap
Álvarez-Jareño, José Antonio; Coll-Serrano, Vicente - In: Revista de métodos cuantitativos para la economía y … 14 (2012), pp. 124-136
Insurance companies have to estimate reserves and provisions to cover the payment of either unreported claims or unsettled claims. In this paper, we apply the Chain-Ladder method to obtain a point estimate of reserves, and then we use the bootstrap technique to estimate the margin of error and...
Persistent link: https://www.econbiz.de/10010118388
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Credit risk analysis : reflections on the use of the logit model
Barual, Concepción; García, Fernando; Giménez, Vincente - In: Journal of applied finance & banking 2 (2012) 6, pp. 1-13
having access to efficient methods of quantifying credit risk, or the probability of default. The logit models are among the … to quantify companies’ credit risk. The present study describes the problems that arise with logit on a sample of Spanish …. -- credit risk ; default ; logit model …
Persistent link: https://www.econbiz.de/10010118428
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Medición del riesgo de renta variable mediante modelos internos en Solvencia II
Durán Sontomil, Pablo; Otero González, Luis A.; … - In: Investigaciones europeas de Dirección y Economía de … 18 (2012) 1, pp. 53-68
This work focuses on developing an internal model for equity risk under Solvency II. We have used monthly data for the … results showed that the funds needed to take the equity risk are dependent on the specification used. -- internal models … ; equity risk ; Solvency II …
Persistent link: https://www.econbiz.de/10009958357