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Lensink, Robert; Hermes, Niels; Murinde, Victor - In: Journal of international money and finance 19 (2000) 1, pp. 73-92

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Murinde, Victor; Hermes, Niels; Lensink, Robert - In: Savings and development : quarterly review 20 (1996) 1, pp. 61-78

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Hermes, Niels; Lensink, Robert; Meesters, Aljar - In: World development : the multi-disciplinary … 39 (2011) 6, pp. 938-949

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Hermes, Niels; Lensink, Robert - In: World development : the multi-disciplinary … 39 (2011) 6, pp. 875-882

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Hermes, Niels; Lensink, Robert - In: Economics letters 71 (2001) 3, pp. 377-382

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Hermes, Niels; Lensink, Robert; Mehrteab, Habteab T. - In: World development : the multi-disciplinary … 33 (2005) 1, pp. 149-170

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