This article is the first one to use individual data to analyze the demand for AFP in Chile. This study implements panel data techniques which allow us to estimate the switch probability of an AFP customer. Results confirm the fundamental role of sales agents, which was already suggested by...

Disclosure of private medical information allows insurance companies to better predict medical expenditures. The premiums the companies charge the insured employees reflect these expenditures. This paper studies incentives of employees to disclose their medical information. I find that healthier...

This paper analyzes whether the two major labor market reforms implemented in Spain in the 1990s to reduce the share of temporary employment succeed in promoting flows into permanent employment. The 1994 reform severely restricted temporary contracts and the 1997 reform introduced a new...

In the process of furthering EU integration little attention was given to the role of income taxes. Multiple income tax systems exist across the Union and their differentiation negatively impacts the European labor market, investments and savings, inhibiting economic growth. Individual nations...

Die Sicherstellung von gleichen Lebenschancen ist ein Ziel, das seit vielen Jahren alle westlich geprägten demokratisch verfassten Gesellschaften teilen. Obwohl alle Bürger formal über gleiche Rechte verfügen, sind auch in Deutschland die Chancen für individuelle Lebensverläufe je nach...

Jugendliche rauchen häufiger, treiben seltener Sport und sind öfter übergewichtig, je niedriger der Schulabschluss ihrer Mutter ist. Das zeigt eine Studie des DIW Berlin auf Grundlage von Daten des Sozio-oekonomischen Panels (SOEP). Zumindest ein Teil dieser gesundheitsbezogenen Unterschiede...

We compare the earnings and the intergenerational earnings mobility of immigrants with natives in Sweden. We find an overall convergence in average earnings between immigrants and natives across generations. This convergence hides a divergence in average earnings between groups of immigrants...

This paper investigates whether immigrants adapt to the attitudes of the majority population in the host country by focusing on the effect of ethnic persistence and assimilation on individual risk proclivity. Employing information from a unique representative German survey, we find that...

In den vergangenen beiden Jahrzehnten ist die Zahl der Selbständigen in Deutschland kräftig gestiegen. Dies ist fast ausschließlich auf die Entwicklung bei allein tätigen Selbständigen (Solo-Selbständigen) zurückzuführen. Besonders stark hat sich dabei die Zahl selbständiger Frauen...

Using the Russian Longitudinal Monitoring Survey data, the paper examines Russian workers’ fear of unemployment under different economic and labor market conditions during the last 15 years. We employ two alternative measures for this fear. The first one looks at the workers’ fear of losing...