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, there is limited evidence on any non-linear relationship between risk and fee incomes as also between risk and non …-deposit funding share. Finally, the analysis supports the fact that foreign and de novo private banks exhibit lower risk as compared …
Persistent link: https://www.econbiz.de/10009958833
The era of US state branching deregulation started in 1970 and ended up with the enactment of the Riegle Neal Act of 1994. One of the purposes of the branching restriction was to avoid bank concentration. The following paper addresses the influence of the state deregulation on commercial...
Persistent link: https://www.econbiz.de/10009959097
This study considers financial performances of commercial banks of Turkey in the period of 2003 and 2010. The financial performance of banks is measured using an indexing model developed in this study. The model considers fundamental performance characteristics of banks and chooses related...
Persistent link: https://www.econbiz.de/10010009085
In this study, we apply Panel Threshold Model (Hansen, 1999) to examine whether there is optimal asset scale for interest spread to affect banks' profits. The empirical results demonstrate the existence of three thresholds, which divide banks into four groups into four groups according to asset...
Persistent link: https://www.econbiz.de/10010009088
Banking is the core of the financial system which has important role in attracting deposits to provide credits to borrowers, services to customers and booting the economic development. This paper applied a modified DEA window analysis to analyze the performance changes through time of the...
Persistent link: https://www.econbiz.de/10010009114
This paper investigates the determinants of banking system fragility by underlining the impact of bank liberalization on banking stability during the process of financial liberalization in emerging and developed countries. To this effect, we adopted a panel model with spatial dependency from a...
Persistent link: https://www.econbiz.de/10010009130
The impact of strong emotions or mood on decision making and risk taking is well recognized in behavioral economics and … weather conditions. This paper provides the theoretical framework to study the impact of weather through its influence on bank … manager's mood on bank inefficiency. In particular, we provide empirical evidence of the dynamic interactions between weather …
Persistent link: https://www.econbiz.de/10010009134
Financial inclusion is a prerequisite to economic development. This has been echoed by international as well as national bodies. Studies have shown that financial exclusion has its roots in social exclusion. This indicates the depth and importance of financial inclusion in creating inclusive...
Persistent link: https://www.econbiz.de/10010118421
reduced margin and further increases its default risk. The capped ratio schedule as such makes the bank less prudent and more … prone to risk-taking, thereby adversely affecting the stability of the banking system. Our findings provide alternative …
Persistent link: https://www.econbiz.de/10010148066
demonstrates that the deposit insurance liability under BA rises monotonically with portfolio risk, but it is much less risk … failure probability than the BA capital regulation. -- deposit insurance ; Basel accord ; value-at-risk ; forbearance …
Persistent link: https://www.econbiz.de/10010148074