income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch …

shows that the amount of income available for consumption, that is income after taxes, mortgage payments, savings, union … retiring Canadian, average Canadians will need little in the way of occupational pensions or retirement saving to live … government pensions. …

-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …

transfers (public health care expenditures and the generosity of pension systems) to the level of savings. A reduced-form model …