public sector pensions, and possibly to default on pension obligations already incurred. This paper shows: 1) Most of the …

examine the incidence of the introduction in 1988 of tax incentives to retirement savings on contributions to pension funds … and on savings. We first identify the population cohorts who most used these incentives. Then we use data on the evolution …

decline of defined-benefit schemes and the multiplication of tax-sponsored personal savings accounts in the private sector …

revenues did not influence the consumption and savings decisions of households, in this analysis the short-term indicators of … increased public debt and household savings. Consequently, similarly to official statistics, our household indicators and our …

Are retirement savings sufficient to finance a good pension income? This highly uncertain and subjective dimension of … replacement rates are systematically higher than the American rates - the perceived savings adequacy is more or less the same … across Dutch and American workers. Moreover, individuals’ perceived savings adequacy was found to be influenced by the three …