Erkenntnis, dass immobilienbezogene Entscheidungen langfristig über den gesamten Lebenszyklus zu treffen sind, damit ein …

important in replicating the pattern of average savings rates and income found in US cross-section data. Surprisingly, temporary …

retirement savings has usually been theoretically approached under the hypothesis that the Social Security System works as a … substitute to other savings mechanisms. This document presents empirical evidence of the determinants and patterns of savings for … find that those employed individuals who show lower probabilities of making retirement savings are young ones, with male …

There is an on-going debate about the level of savings in New Zealand. A fundamental question pervades the debate … the findings from the Household Savings Survey. The evidence we present, tentative though it is, does suggest that there …