Based on analysis of credit supply in Ethiopia, Kenya, Uganda and Nigeria, it is shown that public credit institutions … do not have sufficient funds to meet the demand for livestock credit and cannot mobilize savings from their clients or … other commercial sources for one reason or another. In addition, available credit does not reach those who need it the most …

credit: case study of Oyo State, Nigeria. Both questionnaire and interviewed techniques were used for data collection from 35 … demand for credit is strongly influenced by gender, age, education, location, value of assets owned and other dwelling … characteristics between those who had used credit and those who had not, as well as between those who used formal sources and those …

entrepreneurial performance and assesses the loan performance of public credit schemes in Nigeria in order to determine the … private micro-credit schemes in Nigeria. …Purpose – The purpose of this paper is to examine the effects of access to credit through micro-credit institutions on …

are distorted even when credit constraints do not bind. Sudden Stops are a property of the unique, flexible …

carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance … problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper …