Mirabela, Florea Ianc Maria - In: Annals - Economy Series 4 (2011) December, pp. 74-77
that social insurance is a reaction to the risk that everyone faces in social and economic life, insurance can be … problems of insurance company risks endogenous targets whose expression is the consequence of known variables, controlled by … each individual and moral hazard caused by cases the insured may worsen risk used to calculate average insurance premium. …