The present study investigated informal financial markets in Gaborone, Botswana, with specific focus on the terms and conditions for informal credit, its main uses and the target clientele. The study used primary data, and analytical techniques that included descriptive statistics and analysis...

Education is a key development goal that is critical in the fight against poverty through the creation of human capital. For this reason, the Botswana Government has prioritised the provision of free basic education to its citizens as part of the strategy to achieve the millennium development...

The study investigated the price and non-price factors that affect health care demand in rural Uganda using household data from Lira district in northern Uganda, which is the poorest region. The government had introduced the user-fee scheme as a strategy for supplementing government budgets to...

The study investigates the factors that influence the wage earnings in the public and private sectors in Uganda in the economic reform period, using the household survey data for 1992-93, 1999-2000 and 2002-03. The results suggest that wage earnings are positively and significantly influenced by...

The study investigates the determinants of microenterprise performance in Uganda, where performance is measured by monthly sales revenue. The study uses data from the Uganda National Household Survey (UNHS) 2002-03 collected by the Uganda Bureau of Statistics (UBOS). Microenterprises are defined...

This study specifically investigated the factors that influenced access by the poor and Blacks to credit in the segmented financial sector in South Africa, using income and expenditure survey data from 1995 and 2000. The study sheds light on the extent of financial sector deepening through...