Showing 1 - 10 of 13
Persistent link: https://www.econbiz.de/10005412139
Können Kostendämpfungsgesetze, Budgetierungen, Positivlisten und weitere Regulierungen, das deutsche Gesundheitswesen effizienter gestalten, oder sollten die eingefahrenen Wege in der Gesundheitspolitik verlassen und mehr marktlicher Wettbewerb im Bereich der Gesetzlichen Krankenversicherung...
Persistent link: https://www.econbiz.de/10005014058
In the literature on optimal indemnity schedules, indemnities are usually restricted to be non-negative. Keeler [1974] and Gollier [1987] show that this constraint might well bind: insured could get higher expected utility if insurance contracts would allow payments from the insured to the...
Persistent link: https://www.econbiz.de/10005684837
In der Sozialversicherung gelten Risikoselektionen als unerwuenscht, weil sie die Gefahr mit sich bringen, dass der einheitliche Risikopool in der Sozialversicherung aufgespalten und die sozialpolitisch gewuenschten Umverteilungsstroeme zwischen den Versicherten reduziert werden. Der Beitrag...
Persistent link: https://www.econbiz.de/10005819679
Persistent link: https://www.econbiz.de/10005614542
Under certain conditions the optimal insurance policy will offer full coverage above a deductible, as Arrow and others have shown long time ago. Interestingly, the same design of insurance policies applies in case of a single loss and ex-ante moral hazard. However, many insurance policies...
Persistent link: https://www.econbiz.de/10005756584
In the literature on optimal indemnity schedules, indemnities are usually restricted to be non-negative. Gollier (1987) shows that this constraint might well bind: insured could get higher expected utility if insurance contracts would allow payments from the insured to the insurer at some...
Persistent link: https://www.econbiz.de/10005756599
Fuer das Entstehen von Finanzintermediaeren existieren in der theoretischen Literatur zahlreiche ueberzeugende Begruendungen, die konsequent zu Ende gedacht allerdings auf einen Finanzintermediaer als natuerliches Monopol hinauslaufen. Beitraege, die Grenzen fuer das Wachstum von...
Persistent link: https://www.econbiz.de/10005756614
Based on the economic theory of clubs the paper develops criteria for an efficient organizational structure of social insurance. It is shown, how certain club interdependencies between members of a social insurance branch limit the scope for a competitive organizational structure. Nevertheless,...
Persistent link: https://www.econbiz.de/10005148620
In the literature on optimal indemnity schedules, indemnities are usually restricted to be non-negative. Keeler [1974] and Gollier [1987] show that this constraint might well bind: insured could get higher expected utility if insurance contracts would allow payments from the insured to the...
Persistent link: https://www.econbiz.de/10005149381