Showing 1 - 10 of 1,406
This paper uses medical care costs of joiners in their first year and of leavers in their last year prior the move, relative to the age–sex groups’ means, to examine the mechanisms behind the switching decisions. Since under the Israeli National Health Insurance Scheme no premiums are paid...
Persistent link: https://www.econbiz.de/10010576995
The paper analyzes the risk disclosure quality in the prospectus of IPOs in Germany between 2006 and 2008. Quality of risk information is measured as precision and comprehensibility. The relationship between risk disclosure quality and earnings power is tested.
Persistent link: https://www.econbiz.de/10008479034
Angesichts sich wiederholender Hochwasserereignisse in Deutschland wird immer wieder die Einführung einer Pflichtversicherung gegen Elementarschäden gefordert. Der Beitrag untersucht gängige Argumente für die Einführung einer solchen Versicherung. Im Ergebnis plädieren die Autoren für...
Persistent link: https://www.econbiz.de/10011148791
Persistent link: https://www.econbiz.de/10005504033
Evidence suggests that unemployed individuals can sometimes affect their job prospects by undertaking a costly action like deciding to move or retrain. Realistically, such an opportunity only arises for some individuals and the identity of those may be unobservable ex-ante. The problem of...
Persistent link: https://www.econbiz.de/10005504238
We consider a competitive search model where firms with vacancies choose between posting a wage ex-ante and bargaining it with workers ex-post. Workers apply for vacancies after observing firms' wage setting decisions, and differ in some observable but not verifiable qualifications that affect...
Persistent link: https://www.econbiz.de/10005504658
This paper analyzes the premium charged by the private Chilean health insurance market, constituted by the private health management institutions, ISAPRES. A relationship between the expected expenditure and the socio-demographic variables, sex, age and t
Persistent link: https://www.econbiz.de/10005510056
We introduce a two-period general equilibrium model with uncertainty and incomplete financial markets, where default is allowed and agents face in case they do default an utility penalty, which is their own private information. In this setting, if agents have heterogeneous characteristics they...
Persistent link: https://www.econbiz.de/10005510629
Texas dryland upland cotton yields have historically exhibited greater variation and more distributional irregularities than the yields of other crops, raising concerns that conventional parametric distribution models may generate biased or otherwise inaccurate crop insurance premium rate...
Persistent link: https://www.econbiz.de/10005513904
Genetic tests can be expected to produce a large amount of economically important information in the future. What are the effects on a life insurance market if more information becomes available over time, for individuals and possibly also for insurers? Should people buy insurance before or...
Persistent link: https://www.econbiz.de/10005515562