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Die Messung und Bewertung von Kreditrisiken stellt sich aktuell als ein sehr bedeutsames (Stichworte : Basel II, Solvency II, Kreditderivate) Gebiet dar. Allerdings hat sich hierbei keine einheitliche Vorgehensweise herausgebildet, sondern es existieren eine Vielzahl unterschiedlicher...
Persistent link: https://www.econbiz.de/10010984673
Can scoring models help microfinance lenders in poor countries as much as they have helped credit-card lenders in rich … microfinance depend on many factors difficult to include in statistical models, I find that inexpensive data does indeed have some … predictive power. In microfinance, computer models will not replace loan officers, but they can flag the highest risks and act as …
Persistent link: https://www.econbiz.de/10005118773
This paper presents a scoring model that predicts the risk of drop-out for borrowers at a microfinance lender in … suggest that scoring may help microfinance lenders to detect segments of their clientele (and even specific current clients …
Persistent link: https://www.econbiz.de/10005118802
For a developing country such as Bangladesh, the banking system is one of the most important preconditions to achieve economic development. This study covers a five-year period (2007-2011) and includes ten sample banks from the Islamic and conventional banking sectors to study the...
Persistent link: https://www.econbiz.de/10010884841
The global financial crisis affected microfinance institutions (MFIs) as lending growth was constrained by scarcer …
Persistent link: https://www.econbiz.de/10009203545
This paper is the first to analyze the credit risk of a microfinance institution based on the loan portfolio of a … leading Maghrebian microfinance institution, both in terms of number of clients served and of portfolio size. This allows us … male microfinance clients separately. Results show that loss rates are higher for a male client population than for a …
Persistent link: https://www.econbiz.de/10008544640
Microfinance in Mexico has developed at an accelerated pace and the efforts in credit risk management in this sector …
Persistent link: https://www.econbiz.de/10010776494
investigate determinants of credit risk for agricultural loans disbursed by a Microfinance Institution (MFI) in Azerbaijan. In …
Persistent link: https://www.econbiz.de/10010981855
Shielding the Poor presents a group of studies on social protection in the developing world from leading researchers. These studies address the issue of vulnerability of the poor to adverse shocks and propose policies to increase their protection and coping capacity. The studies emphasize the...
Persistent link: https://www.econbiz.de/10010943407
should aim to provide access for the poor on saving, credit and insurance. Microfinance schemes have been applauded as a … successful best practice in providing access to saving and credit. However, microfinance institutions still have some room for …
Persistent link: https://www.econbiz.de/10009365393