This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

focused on the public sector. Insurance providers may have much to contribute as they offer other parts of society services to … institutional distribution of responsibility for flood risk is being renegotiated within the UK, Germany and Netherlands. Examining … how the insurance industry and the public sector can coordinate their actions to promote climate change adaptation, the …

This article deals with the impact of Equal Treatment Law on the insurance of risks related to an HIV positive person … differentiations in insurance contracts are usually justifiable. In addition normally there is no unlawful treatment with regard to …

. This paper addresses this topic through insurance schemes in France and Germany for sewage sludge spreading. Section 1 …. However, the literature has not analysed which liability rule and insurance schemes are efficient for radical uncertainty …

Duplicate coverage involves those individuals who hold compulsory health insurance with the public sector and have … additional coverage with the private sector. The additional insurance covers costs for outpatient and inpatient care, income loss … (January the 1st 2004). Basically, members of the public insurance sector have to make co-payment of 10 percent for all health …

Purpose – The paper sets out to use the loss ratio series of Switzerland, Germany, the USA and Japan, to test whether … financial theory and insurance pricing theory, co-integration analysis was performed to check possible causes of structural …/international. Although the financial theory and the insurance pricing theory suggest that the loss ratio series should be co-integrated with …