profitable and diverse rural clients with the ability to service loans, well-run financial institutions which are financially … distributed government directed soft credit at unsustainable interest rates to financially troubled farms in order to cover losses … input markets from direct state involvement to substantial credit subsidies. In these policy changes the government of …

programs. The analysis compares annual growth rats across 119 countries, using data from 449 adjustment credits and loans given …

This paper examines the borrowing behavior of the households and the suitability of the loans obtained from the … effects of microfinance. Using descriptive and statistical analyses, results show that the effects of credit in household … loans in proportion to their income on food and nonfood consumptions suggesting that they are more engaged in borrowing for …

business credit extensions, more than any single private lender. This Commentary explores the motivations for such a large …

Purpose – The purpose of this paper is to investigate the relationships between business risks and credit choices of … Shaanxi province conducted in October 2007. Four separate regressions are run using a credit measure as the dependent variable … farmers reduce credit use and financial risk, as business risks increase. Practical implications – The results suggest that …

the GSEs. We find that judicial requirements reduce the supply of credit only for jumbo loans that are ineligible for GSE … guarantees. These laws do not affect, however, the relative demand of jumbo loans. Our findings, which also hold using novel … nonbinary measures of judicial requirements, illustrate the consequences of foreclosure laws on the supply of mortgage credit …

-borrower countrydata and controlling for credit demand, we show that reductions largely varied in line with markets’ prior assessments of … direct cross-border loans differ from those for local affiliates’ lending, especially for impaired banking systems. Home …

We examine how the cost of corporate credit varies around fiscal consolidations aimed at reducing government debt … price the short-term recessionary effects in loans but large consolidations can reduce or undo the increase in spreads …

Purpose–Since the reform and opening-up policy, the long-term problem of loans became more and more serious when China …-term problem of loans and the relationship between it and economic growth. Design/methodology/approach–Using panel data for 28 … provinces and cities of China during 1994-2005, this paper investigates the determinants on the maturity of bank credit using …

loans. Unemployment stands out as the major factor that influences both mortgage and credit card arrears. The estimated … household loans from UK banks. Design/methodology/approach – The approach uses Vector auto-regression models to test the …, interest rates and unemployment rates have a significant impact on secured loans. There is however, minimal impact on unsecured …