This paper examines how changes in marital status and the length of time in current marital status affect the probability of filing for personal bankruptcy. The results show that the probability of filing differs significantly by marital status. Divorced households are more likely to file in the...

Using the 2004 National Sample Survey of Registered Nurses and the 2004-2005 American Community Surveys, we estimate the black-white wage gap among females with at least some college education. We find that black female nurses earn 9 percent more at the mean and median than white female nurses,...

Previous research has repeatedly found a puzzling one-time drop in the mean and median of consumption at retirement, contrary to the predictions of the life-cycle hypothesis. However, very little is known as to whether these effects vary across the consumption distribution. This study expands...

Using the 2004 National Sample Survey of Registered Nurses and the 2004–2005 American Community Surveys, we estimate the Black–White wage gap among females with at least some college education. We find that Black female nurses earn 9% more at the mean and median than White female nurses,...

This paper examines inequality and mobility using measures of income and consumption. Consumption is claimed to be a better measure of permanent income and thus well-being, but most studies of inequality and mobility using U.S. data use income.This paper uses cohort data from the Consumer...

A common caveat often accompanying results relying on household surveys regards respondent error. There is research using independent, presumably error-free administrative data, to estimate the extent of error in the data, the correlates of error, and potential corrections for the error. We...

Previous research has repeatedly found a puzzling one-time drop in the mean and median of consumption at retirement, contrary to the predictions of the life-cycle hypothesis. However, very little is known as to whether these effects vary across the consumption distribution. This study expands...

Legally, a bankruptcy flag can appear on an individual's credit report for up to 10 years after the filing. The flag affects an individual's credit score, and in turn, an individual's access to credit. In this article, we investigate how the bankruptcy flag affects access to credit along three...