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International Residential Real Estate Brokerage Fees and Implications for the US Brokerage Industry
Delcoure, Natalya; Miller, Norm G. - In: International Real Estate Review 5 (2002) 1, pp. 12-39
It is commonly understood that residential real estate brokerage fees in the US tend to run 6% or 7% within local markets for existing property resales. Exceptions to these historically uniform going rates are starting to appear, and utilization of the internet will provide new efficiencies that...
Persistent link: https://www.econbiz.de/10005092516
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Housing Mortgage Lending in Russia in 2013
Zadonsky, Georgy - Gaidar Institute for Economic Policy - 2014
This paper deals with a wide range of issues related to housing mortgage lending in Russia. …
Persistent link: https://www.econbiz.de/10010932806
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MORTGAGE IN THE RUSSIAN FEDERATION IN Q1 2013
Zadonsky, Georgiy - In: Russian Economic Developments (2013) 5, pp. 36-39
In January–February 2013, 83,925 MHL for the total amount of Rb132.94bn were extended which is 28.24% more in monetary terms than in January–February 2012. As of March 1, 2013, the outstanding debt on MHL amounted to Rb2.05 trillion having exceeded by 36.71% the respective debt as of March...
Persistent link: https://www.econbiz.de/10010667744
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Mortgage in the Russian Federation
Zadonsky, Georgy - In: Russian Economic Developments (2012) 11, pp. 41-48
In January-August 2012, mortgage housing loans for Rb 611,561bn were extended which figure is 54% higher than the …
Persistent link: https://www.econbiz.de/10010667750
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Mortgage in the Russian Federation
Zadonsky, Georgy - In: Russian Economic Developments (2012) 12, pp. 46-51
Within three quarters of 2012, the volume of mortgage housing loans (MHL) (Rb 698.59bn) exceeded by 50% that extended …
Persistent link: https://www.econbiz.de/10010667757
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Mortgage in the Russian Federation in 2012
Zadonsky, Georgy - In: Russian Economic Developments (2013) 3, pp. 34-37
Though the lending rate on mortgage housing loans (MHL) in rubles increased from 11.4% as of December 1, 2011 to 12 ….7% as of January 1, 2013 the volume of mortgage housing lending in 2012 increased 32% and 44% as regards the number of loans …
Persistent link: https://www.econbiz.de/10010667790
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Mortgage in the Russian Federation
Zadonsky, Georgy - In: Russian Economic Developments (2013) 2, pp. 54-57
In 12 months of 2012, the volume of mortgage housing loans (MHL) exceeded by 47.3% that in the same period of 2011 and …
Persistent link: https://www.econbiz.de/10010667799
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Which Indonesian Home Purchasers Seek Mortgage Finance?
Struyk, Raymond J.; Patel, Nilesh - In: International Real Estate Review 12 (2009) 2, pp. 135-156
The incidence of taking a mortgage loan from a commercial bank or cooperative for home purchase is sharply lower in … volume of mortgage lending by marketing mortgage loans better tailored to those more prone to seek them. This analysis is … with higher permanent incomes, and those with greater knowledge of mortgage loans. These factors all contain important …
Persistent link: https://www.econbiz.de/10005092499
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Unemployment, negative equity, and strategic default
Gerardi, Kristopher; Herkenhoff, Kyle Frederic; … - Federal Reserve Bank of Atlanta - 2013
defaulters have both negative equity and enough liquid or illiquid assets to make one month's mortgage payment. This finding …
Persistent link: https://www.econbiz.de/10010739541
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Information losses in home purchase appraisals
Calem, Paul S.; Lambie-Hanson, Lauren - Federal Reserve Bank of Philadelphia - 2015
Home appraisals are produced for millions of residential mortgage transactions each year, but appraisals are rarely … below the transaction price. We exploit a unique data set to show that the mortgage application process creates an incentive …
Persistent link: https://www.econbiz.de/10011194434