The evolution of retail payments, stimulated by the new European regulation, by competition and innovation, leads banks to increase the attention on payments business. Payments profitability, at the national level and in an analysis of the two largest banking groups, represents an important and...

We study the impacts on remittances of offering migrants temporary discounts on remittance transaction fees. We randomly assigned migrants from El Salvador and Guatemala 10-week remittance transaction fee discounts, and assess impacts using administrative transaction data and a post-experiment...

Mobile remittances have a high development potential as they hold the promise of providing quick, easy and cheap money transfers. In Africa mobile phone usage has increased sharply and mobile banking providers are extending their services, enabling greater opportunities for mobile remittances....

How responsive are remittances to various disasters, both natural and human-made? And would remittances be affected by systemic financial crises (such as the 2008/09 financial crisis)? Using panel data on 23 Sub-Saharan African (SSA) countries over the period 1980 to 2007, we find that...

This paper investigates the effect of international remittances and migration on household welfare in Ethiopia. We employ both subjective a households subjective economic well-being and objective measures asset holdings and asset accumulation to define household welfare. A matching approach is...

Remittances play a large and important role in certain economies, where they became a significant share of GDP. Official government records of these flows have been systematically improved since governments realized their importance, but a significant percentage of remittances remain unrecorded....

This study provides an analysis of the costs and benefits of emigration for Georgia, with an emphasis on emigration to the EU. In the concluding section we dwell on the consequences of a possible liberalization of EU migration policies with regard to Eastern Partnership (EaP) countries, and how...

The sending of remittances is a decentralised decision of migrant workers, nevertheless it has its macroeconomic implication in providing insurance against domestic output shocks in the recipient economies – a phenomenon known in literature as risk sharing. Using a large sample of 86...

This paper looks at the determinants of international remittances in the context of South-South migration. We use a 2006 survey on 639 African migrants living in Johannesburg. In addition to the traditional variables (income, age and education of the migrant, etc.) we consider the impact of...

This article briefly describes the Soninke labor migration, and interprets it as a means of diversifying risk in a context of missing insurance and credit markets. Historical and anthropological studies on this ethnic group are briefly surveyed, and suggest that it is not only the well-being of...