Coherent measures of a bank's whole risk capital imply a structure of a bank's optimal credit portfolio that is … capital. …

minimum capital requirements, proposed as part of the Basel II capital accord, would cause adopting banking organizations to … regulatory capital and subsequent merger activity, including organization and time fixed effects, while the second test employs a … " difference in difference" analysis of the change in merger activity that occurred the last time U.S. regulatory capital standards …

management of operational risk is expected to become a crucial competitive advantage. The new basel capital accord (Basel II) for … the first time establishes both quantitative capital backing and qualitative management requirements for this risk …

) on bank capital, risk, and performance. We find that high risk weighted asset ratios tend to attract supervisory …

bank loan growth and bank capital ratio, both in expansions and in contractions. We hypothesize that the impact of bank … capital on lending is relatively strong in cooperative banks and savings banks. We also expect that this effect is nonlinear …, and is stronger in “low” capital banks than in “high” capital banks. To test our hypotheses we apply two-step GMM robust …

The aim of this paper is to analyse how banking firms set their capital ratios, that is, the rate of equity capital … optimal capital ratio; the first one for firms not affected by capital adequacy regulation, the second one for firms which are …

financial crisis of 2007-09, they raised substantial amounts of new capital, both from private investors and through government …-funded capital injections. However, on closer inspection the composition of bank capital shifted radically from one based on common … banks to lend over this period. We draw conclusions on how capital regulation may be reformed in light of our findings. …

Today’s regulatory rules, especially the easily-manipulated measures of regulatory capital, have led to costly bank …

Regulatory Capital requirements for European banks have been put forward in the Basel II Capital Framework and … subsequently in the Capital Requirements Directive (CRD) of the EU. We provide a detailed discussion of the capital requirements … computational costs. Our results support capital requirements lower than in Basel II, but not as low as in CRD. A sensitivity …