refers to constraining impacts on farm credit through policy action or inaction. To present the ideas the author discusses …/methodology/approach – The paper is developed as a narrative on agricultural credit policies based largely on existing literature. Findings … – This paper argues that the various critiques of rural credit policy in favor of free market principles have generally not …

additional constraint faced by them in accessing the credit. Design/methodology/approach – For the estimation purpose …, multivariate logit regression is used, taking borrowing any credit as dependent variable. Findings – Results indicate that women … lack easier access to formal credit and the socio-economic, cultural background of the family significantly impact …

Purpose – The purpose of this paper is to examine women farmers' access to credit from rural banks (RBs) in the Upper … East region of Ghana. The paper examines the nature of credit supply by the RBs to their customers and the proportion that … influencing women farmers' access to credit from financial institutions in general and rural banks (RBs) in particular. The paper …

Before the late 1970s, rural dwellers in Ghana had almost no access to institutional credit for farm and nonfarm … response to this situation, the Government of Ghana took several measures to increase access to credit in rural areas …

, particularly in credit markets. Recent research reveals that biometric technology can help reduce these problems. A biometric is a … implemented in India by the Unique Identification Authority of India. Biometric technology can also improve access to credit and …

distributed government directed soft credit at unsustainable interest rates to financially troubled farms in order to cover losses … input markets from direct state involvement to substantial credit subsidies. In these policy changes the government of …

Purpose – Like other developing countries, Rwandan rural credit market is repressed, shallow, segmented, inefficient … credit and savings facilities on sustainable and non-exploitative terms albeit of financial imprudence stemming from poor … credit repayment records. Thus, the purpose of this paper is to examine the factors contributing to credit repayment …

Any action or activity, in general, is a risk generator, whether it takes place in the present or in the future …. Banking activity, by its very nature, cannot disregard the risk factor. Banks giving loans take risks that are caused either …

in a debtor-creditor partnership. The credit market is seen from the perspective of principal-agent theory and the … channels of risk between the financial sector and the real sector are judged from the financial accelerator perspective. …