This study examined two models for predicting emotional well-being following traumatic brain injury (TBI), namely the Lazarus and Folkman (1984) mediated model of stress and coping and the stress-buffer hypothesis (Cohen & Edwards, 1988). The mediated model suggests that antecedent variables...

Employment taxes have become more complicated over time, and too much of an administrative burden is now placed on employers, especially smaller ones. Combining PAYE and NIC has the potential for big simplification of the system. My basic thesis is that circumstances have changed dramatically,...

The health effects of chronic environmental adversity have received insufficient attention, particularly those associated with the psychological impact of drought. Resilience or adaptive response to drought has received even less attention than vulnerability factors. This research examined...

Current macroeconomic policy promotes continuous economic growth. Unemployment, poverty and debt are associated with insufficient growth. Economic activity depends upon the transformation of natural materials, ultimately returning to the environment as waste. Current levels of economic...

Deposit interest rate deregulation and financial service innovation have led to dramatic changes in large banks' deposit composition. This paper presents a statistical cost analysis of changes in unit costs faced by banks under comprehensive financial deregulation. The results of this paper show...