. They are more likely to expand credit when faced with competition but also cherry pick customers and restrict credit when … local banking competition is key to determining which organizational structure provides better lending terms for small …

are more likely to expand credit when faced with competition but also cherry pick customers and restrict credit when they … banking competition is key to determining which organizational structure provides better lending terms for small businesses. …

banking sector. Different specifications were used to estimate the effect of authority delegation on performance … characteristics. Estimates demonstrate that more authority delegated has a positive effect on quantitative measures of bank … quantitative and qualitative performance characteristics. While the local bank branch is able to increase loan generation when more …

This paper highlights the importance of the information efficiency in the banking sector as a way to ensure his correct …

The research shows that banking relationships are important to lending. However, few studies focus on the banking … shows the impacts of credit rationing and tightening credit conditions, even in the syndicated loans market. We investigate … whether banking relationships help firms to benefit from better terms for syndicated loans in a chaotic financial environment …

This paper assesses how various types of financial risk such as credit risk, market risk, and liquidity risk affect … banking stability in the ten countries that joined the European Union most recently, and eight neighboring countries. It also … supervisory standards on banks' risk profile across different country clusters. Credit quality is of general concern especially in …

This paper examines the evolution of market structure in emerging market banking systems during the 1990s. While … significant bank consolidation has been taking place in these countries, reflected in a sharp decline in the number of banks, this …

closing data gaps include the G20 Data Gaps Initiative, which recommends the collection of consistent bank-level data for … banking statistics. …

This paper presents a model of a banking industry with heterogeneous banks that delivers predictions on the … relationship between banks' risk of failure, market structure, bank ownership, and banks' screening and bankruptcy costs. These …,000 bank-year observations for 133 non-industrialized countries during the 1993-2004 period. Four main results obtain. First …

, consistent with theories of banking arguing that competition may reduce the availability of credit to informationally opaque … firms in the non-financial sector. It finds that bank competition has an overall positive effect on firm creation. However … firms, it also finds that asymmetric information limits the overall positive effect of bank competition on firm creation …