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The Persistence of Employee 401(k) Contributions Over a Major Stock Market Cycle: Evidence on the Limited Power of Inertia on Savings Behavior

Muller, Leslie A.; Turner, John A. - W.E. Upjohn Institute for Employment Research - 2011

Many middle-income workers save for retirement through 401(k) plans. This study addresses the concern that low account balances of older workers may indicate that these vehicles are not sufficient to insure adequate retirement savings. In particular, the study shows that workers are not...

Persistent link: https://www.econbiz.de/10009643261

What will my account really be worth? Experimental evidence on how retirement income projections affect saving

Goda, Gopi Shah; Manchester, Colleen Flaherty; … - In: Journal of Public Economics 119 (2014) C, pp. 80-92

Many investment companies have begun providing their defined-contribution pension participants with individualized, retirement income projections. The U.S. Congress is currently considering whether to require them all to do so. Evidence on the potential impact is scant, though a large body of...

Persistent link: https://www.econbiz.de/10011077752

Public Pension Reform: A Primer

Jousten, Alain - International Monetary Fund (IMF) - 2007

The present paper reviews key issues in pension design and pension reform encountered all across the world. The paper heavily refers to the recent U.S. Social Security reform debate in general and to the Personal Retirement Accounts proposal in particular. A particular emphasis is put on...

Persistent link: https://www.econbiz.de/10005826298

Lessons from National Pensions Communication Campaigns

Atkinson, Adele; Harrison, Debbie; Messy, Flore-Anne; … - Directorate for Financial, Fiscal and Enterprises … - 2012

The present report focuses on the pre-campaign planning, the design, the delivery, and the monitoring and evaluation of National Pension Communication Campaigns in a range of OECD and non-OECD countries. The research identifies barriers to effective communications and highlights models of good...

Persistent link: https://www.econbiz.de/10011276661

Assessing financial literacy in 12 countries: an OECD Pilot Exercise

Atkinson, Adele; Messy, Flore-Anne - Centre for Research on Pensions and Welfare Policies … - 2011

Our study contributes to the financial literacy literature by examining its association with retirement planning in an interesting and novel context, i.e. that of a country with a relatively old and rapidly ageing population, large regional disparities and a rapidly emerging financial market....

Persistent link: https://www.econbiz.de/10008922729

How much does the public know about the ECB's monetary policy? Evidence from a survey of Duch households

Cruijsen, Carin van der; Jansen, David-Jan; Haan, Jakob de - de Nederlandsche Bank - 2010

Does the general public know what central banks do? Is this kind of knowledge relevant? Using a survey of Dutch … households, we investigate these questions for the case of the European Central Bank (ECB). Our findings suggest that knowledge … on the ECB's objectives is far from perfect. Both a weak desire to be informed and unawareness of insufficient knowledge …

Persistent link: https://www.econbiz.de/10008587050

Knowledge and Opinions about Banking Supervision: Evidence from a Survey of Dutch Households

Cruijsen, Carin van der; Haan, Jakob de; Jansen, David-Jan - de Nederlandsche Bank - 2010

should pursue? We investigate these issues using a survey among Dutch households. First, we find that the public's knowledge …'s knowledge about banking supervision. …

Persistent link: https://www.econbiz.de/10008783626

How much does the public know about the ECB's monetary policy? Evidence from a survey of Dutch households

van der Cruijsen, Carin; Jansen, David-Jan; de Haan, Jakob - European Central Bank - 2010

Does the general public know what central banks do? Is this kind of knowledge relevant? Using a survey of Dutch … households, we investigate these questions for the case of the European Central Bank (ECB). Our findings suggest that knowledge … on the ECB’s objectives is far from perfect. Both a weak desire to be informed and unawareness of insufficient knowledge …

Persistent link: https://www.econbiz.de/10008694054

KnowledgeManagement in the Area of Financial Literacy in Poland

Kuchciak, Iwa - ToKnowPress

. The deepening of financial knowledge allows people to identify opportunities and risks that are associated with typical …

Persistent link: https://www.econbiz.de/10010684196

Knowledge and opinions about banking supervision: Evidence from a survey of Dutch households

van der Cruijsen, Carin; de Haan, Jakob; Jansen, David-Jan - In: Journal of Financial Stability 9 (2013) 2, pp. 219-229

should pursue? We investigate these issues using a survey among Dutch households. First, we find that the public's knowledge … financial stability. Therefore, the communication policies of banking supervisors should aim to improve the public's knowledge …

Persistent link: https://www.econbiz.de/10010664239