Showing 1 - 10 of 1,620
Net interest margin (NIM) is an indicator of the level of efficiency of financial intermediation by banks. This study analyses the determinants of NIMs of domestic banks of Sri Lanka for the period of January 2002 to March 2011 based on the model developed by Ho and Saunders and its extensions...
Persistent link: https://www.econbiz.de/10011095656
shares of fee income since by expanding into non-traditional businesses the bank needs more capital to prevent the potential … be possibly attributed to relatively high switching costs and to close relationship between depositor and bank in the EU …
Persistent link: https://www.econbiz.de/10011240304
Our paper focuses on a pattern of bank interest margin determination with entry competition in which a bank with home … brand identity extends its advantage to an imperfectly competitive target market. We show that the bank with brand … has the opposite results. We argue that strategy on bank branding can be recognized as a high market share and low return …
Persistent link: https://www.econbiz.de/10010688124
margin. Special attention is focused on unexpected shock in liquidity of banking system, actual central bank´s decision on … targeted level of interest rate, long-term deviation of inflation and output from central bank´s targeted values and potential … impact of these factors on term premium instability. Sources of interest rates are discussed in term of bank´s refinancing …
Persistent link: https://www.econbiz.de/10011195271
This paper examines the bank's optimal loan rate (and thus the bank's interest margin) under more stringent capital … regulation when the bank is not only risk-averse but also regret-averse. Risk-averse preferences are characterized by an option …-based utility function that includes disutility from the dislike of bank equity risk. Regret-averse preferences feature an option …
Persistent link: https://www.econbiz.de/10010588257
This article examines the determinants of banks’ interest margins. The results suggest that short-term government bonds (floating debt) and the large share of interest-insensitive deposits held by banks are the key determinants of the interest margin. This is in contrast to the popular...
Persistent link: https://www.econbiz.de/10010556342
addressing differences among different bank groups. We use three empirical models to focus on the following aspects: the time …
Persistent link: https://www.econbiz.de/10010883583
banking industry in particular and the economy as whole. This paper studies the internal and external determinants of bank … Wanzenried (2011) in order to address the issue. The empirical results showed that bank performance is positively related with … capitalization, privatization and quotation. While, bank size, concentration index and efficiency are negatively related with …
Persistent link: https://www.econbiz.de/10011268809
In the last few years it has been possible to observe decreasing interest margins for German universal banks. At the same time, institutions increasingly moved part of their business from interest to fee-earning activities. This study analyzes the determinants of non-interest income and its...
Persistent link: https://www.econbiz.de/10005026934
Die Marktsegmentierung zählt neben der Neuproduktplanung und Preisgestaltung zu den wesentlichen Einsatzgebieten der … über die vorliegenden methodischen Ansätze zur Verknüpfung von Conjoint-Analyse und Marktsegmentierung und zeigt die …
Persistent link: https://www.econbiz.de/10005607529