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The Saving Behaviour of Two Person Households: Evidence from Dutch Panel Data
Euwals, Rob; Börsch-Supan, Axel; Eymann, Angelika - Institute for the Study of Labor (IZA) - 2000
-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …
Persistent link: https://www.econbiz.de/10005233731
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Non-take-up of Tax-favored Savings Plans : Are Household Portfolios Optimal?
van soest, arthur; Alessie, R.J.M.; Hochgürtel, S. - Tilburg University, Center for Economic Research - 2001
Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs).Under some conditions and up to a certain amount, the contributions to this plan are tax-deductible, and ….It suggests that those who have access to this type of savings should participate in them, provided they have some financial …
Persistent link: https://www.econbiz.de/10011090584
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Non-take-up of Tax-favored Savings Plans: Are Household Portfolios Optimal?
Alessie, Rob; Hochguertel, Stefan; Soest, Arthur van - Tinbergen Institute - 2002
Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …- sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this plan are tax … suggests that those who have access to this type of savings should participate in them, provided they have some financial …
Persistent link: https://www.econbiz.de/10005795582
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Unemployment and Liquidity Constraints
Hajivassiliou, Vassilis A.; Ioannides, Yannis M. - Cowles Foundation for Research in Economics, Yale University - 1995
In this paper we propose a modelling approach for labor supply and consumption decisions that is firmly grounded within a utility maximizing framework and allows for a role of such institutional constraints as limited access to borrowing and involuntary unemployment. We report estimations for a...
Persistent link: https://www.econbiz.de/10005093949
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Préférences face au risque et à l'avenir. Types d'épargnants
Verger, Daniel; Masson, André; Arrondel, Luc - Université Paris-Dauphine (Paris IX) - 2005
In an extended variant of the life-cycle hypothesis, saving behaviour is shown to depend crucially on the interaction between two preference parameters : γ, which represents risk attitudes (aversion, prudence…), and δ, the rate of time depreciation. Hence, the predictions of four specific...
Persistent link: https://www.econbiz.de/10011073664
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Ownership of Stocks and Mutual Funds : A Panel Data Analysis
van soest, arthur; Alessie, R.J.M.; Hochgürtel, S. - Tilburg University, Center for Economic Research - 2001
interactions between the two types of assets.The models are estimated on data from the 1993-1998 waves of the Dutch CentER Savings …
Persistent link: https://www.econbiz.de/10011090799
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Non-take-up of Tax-favored Savings Plans: Are Household Portfolios Optimal?
Alessie, Rob; Hochguertel, Stefan; Soest, Arthur van - Tinbergen Instituut - 2001
Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and … suggests that those who have access to this type of savings should participate inthem, provided they have some financial wealth …
Persistent link: https://www.econbiz.de/10011257210
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Increasing the effectiveness of financial education in the workplace
Lusardi, Annamaria - Center for Financial Studies - 2008
Persistent link: https://www.econbiz.de/10010958620
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An evaluation of policies to reduce fiscal pressure induced by population ageing in Australia
Bell, William Paul - Volkswirtschaftliche Fakultät, … - 2005
Population ageing increases fiscal pressure by increasing the aged to working-age ratio, which simultaneously reduces the growth in government revenue and increases government social outlays. This study evaluates proposed tax and economic growth policies to meet the population ageing induced...
Persistent link: https://www.econbiz.de/10011258581
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Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Euwals, Rob - Institute for the Study of Labor (IZA) - 2000
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch …
Persistent link: https://www.econbiz.de/10005703163