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A socio-political evaluation of the Riester subsidy is not possible on the basis of the data and measures currently available. First, there needs to be a transparent report, based on socially criteria, about the declining standard pension level of the statutory pension insurance. Second is...
Persistent link: https://www.econbiz.de/10011128181
The article documents the discussion of a workshop on the Riester saving which took place at DIW Berlin. Workshop participants included scientists, consumer advocates, representatives from the financial services industry, and politicians. The workshop addressed a number of controversial topics,...
Persistent link: https://www.econbiz.de/10011128176
The present paper compares the distributional and risk-sharing consequences of two pension reform proposals in Germany which both aim to improve the sustainability of the current system by introducing demographic variables to the benefit calculation. While the first reform proposes a so-called...
Persistent link: https://www.econbiz.de/10009226068
The paper gives an overview of state consumer policy initiatives that the Federal Ministry of Food, Agriculture and Consumer Protection (BMELV) is (co-)responsible for, with respect to financial services in general, and Riester-Rente products specifically. Der Beitrag gibt einen Überblick über...
Persistent link: https://www.econbiz.de/10011128182
Analyses based on data from the Zulagenstelle für Altersvermögen (ZfA) show a high proportion of low wage earners among Riester-Rente savers. This result cannot be generalized to the population because the data include only Riester-Rente savers. However, analyses based on the Socio-Economic...
Persistent link: https://www.econbiz.de/10011128195
В статье рассматриваются ключевые аспекты пенсионных реформ Германии и России. Основное внимание уделяется такому элементу новых пенсионных систем, как...
Persistent link: https://www.econbiz.de/10011221372
How is the economic status of the elderly changing and what are their prospects for the future? My portrait tells us how well off they are on average, but also about the vast disparities that exist among them. This description includes an often neglected measure of their economic well-being--the...
Persistent link: https://www.econbiz.de/10005504082
Perhaps the single greatest achievement of social policy in the United States over the last three decades has been reducing poverty in old age. The transition from work to retirement is no longer economically perilous for the vast majority of older American workers. For most married couples, the...
Persistent link: https://www.econbiz.de/10005504083
We introduce tax contracts and examine how they affect government formation and welfare of voters in a democracy with proportional elections. A tax contract specifies a range of tax rates a party is committed to if in government. We develop a new model of party competition in which parties...
Persistent link: https://www.econbiz.de/10005504289
This paper investigates how a mandatory activation program in Denmark affects the job finding rate of unemployed workers. The activation program was introduced in an experimental setting where about half of the workers who became unemployed in the period from November 2005 to March 2006 were...
Persistent link: https://www.econbiz.de/10005504365