euro area: the Single Euro Payments Area (SEPA). Against this background, the present paper examines the fundamental …

model of spatial bank competition to understand better the economic foundations of the Single Euro Payments Area (SEPA). An … economic research perspective on the mostly informal policy debates about SEPA is developed. The analysis suggests that … expectations about the positive effects of SEPA may be exaggerated as most channels for enhancing public welfare seem rather weak …

The evolution of retail payments, stimulated by the new European regulation, by competition and innovation, leads banks …

with the appropriate extension: SEPA, MiFID and Compliance, for instance, will respectively change the banking activity …

the vision of the single euro payments area (SEPA) was born. The objective was to execute payments in euro as efficiently … single payment account in any Member State is sufficient to make euro payments within the EU. The first article on SEPA was … other institutions participating in payment services) will offer SEPA products, further information campaigns will stimulate …

seraient développées dans le cadre du nouveau système européen de paiements (SEPA). Un examen attentif des expériences de …