Narrow search
Showing 1 - 10 of 22,170
Cover Image
Do newspaper articles on card fraud affect debit card usage?
Kosse, Anneke - de Nederlandsche Bank - 2012
This paper investigates the impact of newspaper articles about skimming fraud on debit card usage in the Netherlands … that articles about skimming fraud significantly affect same day debit card usage. The direction and strength of the media … effects strongly depend on the specific characteristics of the publications, such as type of fraud addressed and their …
Persistent link: https://www.econbiz.de/10009652212
Cover Image
Do newspaper articles on card fraud affect debit card usage?
Kosse, Anneke - In: Journal of Banking & Finance 37 (2013) 12, pp. 5382-5391
This paper investigates the impact of newspaper articles about skimming fraud on debit card usage in the Netherlands … that articles about skimming fraud significantly affect same day debit card usage. The direction and strength of the media … effects strongly depend on the specific characteristics of the publications, such as type of fraud addressed and their …
Persistent link: https://www.econbiz.de/10010709461
Cover Image
The Impact of the Microchip on the Card Frauds
Ardizzi, Guerino - Volkswirtschaftliche Fakultät, … - 2012
the positive effects of the new technology: the ratio between fraud and ATM-POS transactions (card fraud loss rate) is …
Persistent link: https://www.econbiz.de/10011257725
Cover Image
Do newspaper articles on card fraud affect debit card usage?
Kosse, Anneke - European Central Bank - 2011
This paper investigates the impact of newspaper publications about debit card skimming fraud on debit card usage in the … phenomenon of skimming fraud significantly affect the number of debit card payments. The direction of the effect depends on the … type of skimming fraud addressed. Newspaper articles on fraud at points-of-sale (POS) and ticket machines depress the …
Persistent link: https://www.econbiz.de/10009367479
Cover Image
The safety of cash and debit cards: a study on the perception and behaviour of Dutch consumers
Kosse, Anneke - de Nederlandsche Bank - 2010
This paper investigates the impact of consumers' safety perception on debit card and cash usage. A conceptual framework of safety perception and payment behaviour is introduced and tested with 2008 consumer survey data. The results demonstrate that consumers' payment preferences for cash and...
Persistent link: https://www.econbiz.de/10008475758
Cover Image
Consumption-Savings Decisions under Upward Looking Comparisons: Evidence from Germany, 2002-2011
Drechsel-Grau, Moritz; Schmid, Kai Daniel - Institut für Makroökonomie und Konjunkturforschung … - 2013
In this paper we demonstrate that interpersonal comparisons do not only influence people's level of utility but also lead to "keeping up with the Joneses"-behavior as reference consumption substantially affects households' consumption-savings decisions. By applying the insights from the...
Persistent link: https://www.econbiz.de/10010858908
Cover Image
Habits and Envy: What Drives the Consumption Behavior of U.S. Households? Evidence from PSID, 1999-2009
Schmid, Kai D.; Drechsel-Grau, Moritz - Institut für Makroökonomie und Konjunkturforschung … - 2013
In this paper we estimate the relevance of habits versus interpersonal comparisons for the consumption behavior of U.S. households. We exploit information from the recently released consumption expenditure data of the Panel Study of Income Dynamics (PSID) covering the time span from 1999 to...
Persistent link: https://www.econbiz.de/10010944674
Cover Image
Wealth effects in emerging economies
Ciarlone, Alessio - Banca d'Italia - 2012
In this paper I estimate the impact of changes in real and financial wealth � proxied by house and stock market prices � on private consumption for a panel of sixteen emerging economies in Asia and Central and Eastern Europe. Using recent econometric techniques for heterogeneous...
Persistent link: https://www.econbiz.de/10009645796
Cover Image
The effects of medical insurance on durables consumption in rural China
Ying, Meiling; Du, Zaichao - In: China Agricultural Economic Review 4 (2012) 2, pp. 176-187
Purpose – The New Rural Cooperative Medical Scheme (NRCMS), implemented in China since 2003, has greatly increased the access of the poor to health services and alleviated the hardship caused by catastrophic medical payments. Both the precautionary saving theory and the Buffer-Stock saving...
Persistent link: https://www.econbiz.de/10010550531
Cover Image
Dynamic Consumption Behavior: Evidence from Japanese Household Panel Data (This paper was revised as 06-184 in August 2006)
Kitamura, Yukinobu - Institute of Economic Research, Hitotsubashi University - 2005
Household consumption and saving behavior have been the central theme of recent macroeconomic literature. Following the work of Robert Hall (1978) and a series of papers by Fumio Hayashi, the focus of the literature has been on dynamic consumption behavior. Using the Family Income and...
Persistent link: https://www.econbiz.de/10005675459