studies. We use aunique panel data set on household savings. We find that that a higher unemploymentexpectation significantly … decreases savings. However, we are not able to identify asignificant relationship between general future income expectations and … savings. Moreover,we find that good health expectations increase savings in Western Germany, butdecrease the savings in …

We use unique data characterizing individual Savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle Savings behavior it is …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …

saving is not an end in itself. The process of making savings should be analysed taking into account several related aspects …

We created a theoretical model of the main factors that influence household savings based on our secondary research …”: Their knowledge of savings products is above average, and they also try to take advantage of various tax allowances to a … moderate degree. 2. “Lives for today”: They are least familiar with the various savings options. Exploiting State tax …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-linked savings (PLS) accounts, combining security of principal with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

konstant halten. Dieses Ziel lässt sich am einfachsten durch Sparen erreichen. Dabei stellt sich die Frage, ob bzw. wie …

attitudes towards the future on the total level of children’s savings as well as on savings specifically for future education … and savings for other purposes. Overall, our findings suggest that the saving behaviour of children, as measured by the … level of savings, appears to be influenced by their expectations, especially expectations regarding future educational …