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Persistent link: https://www.econbiz.de/10008596980
obtain more credit and/or lower loan rates under relationship lending. Furthermore, bank competition makes benefits for …__Abstract__ Banks play a crucial role for the financing of small and medium-sized enterprises (SMEs). SMEs represent a … informationally opaque, more risky, more financially constrained, and more bank-dependent than large firms, which creates serious …
Persistent link: https://www.econbiz.de/10011185628
regulatory environment. The statistics show managers given constant importance of SMEs financing opportunities, bank credit pre … concentration, alternative between transactional or relational lending, various types of banks; state owned, private owned, foreign …, large or small, are analyzed to identify the availability for SME financing. Finally, it is recognized the importance of a …
Persistent link: https://www.econbiz.de/10008524047
in banking. Our quantity analysis of the likelihood that small businesses borrow from large versus small banks and our … findings from most of the literature on bank size and small business lending. Our results do not suggest a significant net … advantage or disadvantage for large banks in small business lending overall, or in lending to informationally opaque small …
Persistent link: https://www.econbiz.de/10005045170
Despite financial economists' long-standing interest in the role of lender-borrower relationships in increasing the availability of funds to small businesses, many questions remain unanswered. Numerous empirical studies investigate the effect of relationships on the availability and terms of...
Persistent link: https://www.econbiz.de/10011133307
'Afrique Centrale (CEMAC) and the level of bank competition at the regional level. Using a mix of quantitative and qualitative … excess liquidity in the region. Other data also indicate that bank competition within the CEMAC as a region is limited …
Persistent link: https://www.econbiz.de/10005599544
How do banks react to increased interbank competition?Recent banking theory offers conflicting predictions about the … impact of competition on bank orientation í L H WKH choice of relationship based versus transactional banking í DQG EDQN … LQGXVWU\ specialization.We empirically investigate the impact of interbank competition on bank branch orientation and …
Persistent link: https://www.econbiz.de/10011090384
firms.We study the effect on loan conditions of geographical distance between firms, the lending bank, and all other banks … in the vicinity.For our study we employ detailed contract information from more than 15,000 bank loans to small firms … comprising the entire loan portfolio of a large Belgian bank.We control for relevant relationship, loan contract, bank branch …
Persistent link: https://www.econbiz.de/10011091782
intensive interaction between banks and firms, often described as Hausbank relationships. Links between banks and firms include … what non-bank shareholders achieve. Proxy-voting rights apparently do not provide a significant means for banks to exert …. Allegedly, these relationships promote investment and improve the performance of firms. Furthermore, German universal banks are …
Persistent link: https://www.econbiz.de/10010986500
intensive interaction between banks and firms, often described as Hausbank relationships. Links between banks and firms include … goes beyond what non-bank shareholders achieve. Proxy-voting rights apparently do not provide a significant means for banks …. Allegedly, these relationships promote investment and improve the performance of firms. Furthermore, German universal banks are …
Persistent link: https://www.econbiz.de/10005600439