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В современных условиях повышенного требования к уровню финансовой грамотности субъектов хозяйствования, вкупе с остро вставшей проблемой снижения уровня...
Persistent link: https://www.econbiz.de/10011269809
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals? behavioural traits, such as their...
Persistent link: https://www.econbiz.de/10009283378
interest were investment knowledge and household savings rates measured years after the financial education was delivered. A … college level personal finance course was associated with higher levels of investment knowledge. Experience with financial … instruments appeared to explain more of the variance in both investment knowledge and savings rates. No significant relationship …
Persistent link: https://www.econbiz.de/10005719270
This work analyses the impact of financial literacy and financial behaviour of individuals on the likelihood of over-indebtedness, controlling for socioeconomic factors, the type of mortgage and the event of a negative income shock. Using the data from the 2009 National Financial Capability...
Persistent link: https://www.econbiz.de/10010682895
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals’ behavioural traits, such as...
Persistent link: https://www.econbiz.de/10008876668
education programs. Recent survey results reveal that the vast majority of the Italian population lack basic financial knowledge … financial knowledge, financial wisdom and attention to financial matters. Our findings indicate that university students … generally have a higher level of financial technical knowledge than high school students and that adults have more judiciousness …
Persistent link: https://www.econbiz.de/10011157736
Financial education is a key intervention strategy in improving consumers’ financial knowledge, but exogenous factors … such as cultural differences and socio-economic factors can also affect the levels of financial knowledge. On using an … significant effects on levels of financial knowledge. Furthermore, while most financial behaviour such as budgeting, investments …
Persistent link: https://www.econbiz.de/10011171375
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals’ behavioural traits, such as...
Persistent link: https://www.econbiz.de/10008854650
highly qualified teachers. In an ideal world each would be taught in high school; yet in most high schools in the USA there …
Persistent link: https://www.econbiz.de/10010669828
Personal finance and economics are two distinct subjects, with some common characteristics, that require instruction by highly qualified teachers. Both are critical to well-being of households, businesses, and the macro economy. The author discusses the evolving curricular requirements for...
Persistent link: https://www.econbiz.de/10010669836