Showing 1 - 10 of 3,432
This paper examines access to business finance by Canadian small and medium-sized enterprises (SMEs) and to housing finance by Canadian households (particularly non-prime borrowers) against the background of a fairly concentrated and protected banking industry. It finds access broadly adequate...
Persistent link: https://www.econbiz.de/10005769089
-environment interactions: The environment moderates genetic effects on homeownership in that growing up in a wealthier family results in a … variation in homeownership among those who grew up in a less wealthy family environment. Furthermore, we find that home location … homeownership and home location are partly genetic. The findings contribute to a deeper understanding of the factors that explain …
Persistent link: https://www.econbiz.de/10010989336
homeownership attainment, using data from 1984 to 2007 and exploiting variation in the subsidy across states, over time and due to … inter-state moves. We test whether capitalization of the MID into house prices offsets the positive effect on homeownership …. We find that the MID only boosts homeownership attainment of higher income households in less tightly regulated housing …
Persistent link: https://www.econbiz.de/10010884709
economic shocks and raise serious concerns about homeownership as a mechanism for reducing racial disparities in wealth. …
Persistent link: https://www.econbiz.de/10010888357
economic shocks and raise serious concerns about homeownership as a mechanism for reducing racial disparities in wealth. …
Persistent link: https://www.econbiz.de/10010908235
We study the link between homeownership, mortgage debt, and entrepreneurship using a model of occupational choice and …
Persistent link: https://www.econbiz.de/10010948829
In this paper we investigate the effect of labour income uncertainty on the probability of homeownership in Germany and … preference for renting while those located in a positively skewed income distribution show a greater propensity for homeownership …
Persistent link: https://www.econbiz.de/10010954116
We explore the pattern of elderly homeownership using microeconomic surveys of 15 OECD countries, merging 60 national …
Persistent link: https://www.econbiz.de/10010958716
homeownership attainment, using data from 1984 to 2007 and exploiting variation in the subsidy arising from changes in the MID … on homeownership. We find that the MID boosts homeownership attainment only of higher-income households in less tightly … homeownership and improve social welfare. © 2014 The President and Fellows of Harvard College and the Massachusetts Institute of …
Persistent link: https://www.econbiz.de/10010959108
In this paper we investigate Oswald's hypothesis according to which higher homeownership rates increase aggregate … following an (exogenous) increase in homeownership rates. We show that (1) Oswald's hypothesis does not always hold as it … depends crucially on the importance of mobility costs; (2) while higher homeownership may harm macroeconomic labour market …
Persistent link: https://www.econbiz.de/10010959797