Using firm level data from eight Sub-Saharan Africa countries we examine credit constraint differentials between male … and female manufacturing entrepreneurs. Enterprises owned by female entrepreneurs are less likely to be credit constrained … compared to their male counterparts. The magnitude of this credit constraint gap varies with constraint and ownership …

Purpose – The purpose of this paper is to examine the effects of access to credit through micro-credit institutions on … entrepreneurial performance and assesses the loan performance of public credit schemes in Nigeria in order to determine the … sustainability of the schemes. Many reasons were given for the low repayment rates, among which were poor credit culture of the …

Can one teach basic entrepreneurship skills, or are they fixed personal characteristics? Most academic and development … policy discussions about microentrepreneurs focus on their access to credit, and assume their human capital to be fixed. The … to sixty minute entrepreneurship training sessions during their normal weekly or monthly banking meeting over a period of …

organizational choice can overcome the prohibitive cost of investment. When facing credit constraints, firms are more likely to … market. The observed rate of returns to capital is closely related to the organizational choice under credit constraints …

generate the main patterns observed in the sample during and following the Asian crisis, including the ensuing credit …

are distorted even when credit constraints do not bind. Sudden Stops are a property of the unique, flexible …

carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance … problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper …