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Long-term care expenditures constitute one of the largest uninsured financial risks facing the elderly in the United … States and thus play a central role in determining the retirement security of elderly Americans. In this essay, we begin by …
Persistent link: https://www.econbiz.de/10009364397
As health insurance becomes available outside of the employment relationship as a result of the Affordable Care Act (ACA), the cost of applying for Social Security Disability Insurance (SSDI)–potentially going without health insurance coverage during a waiting period totaling 29 months from...
Persistent link: https://www.econbiz.de/10010815691
are price sensitive among the elderly. While I find little impact on mortality and other health outcomes, the results show …
Persistent link: https://www.econbiz.de/10010788949
We use data from the Accelerated Benefits demonstration to estimate the impacts of providing newly entitled disability insurance (DI) beneficiaries with health insurance and additional services during the DI program's 24-month Medicare waiting period. While health insurance alone did not...
Persistent link: https://www.econbiz.de/10010773970
competition in basic health insurance markets. We identify several barriers to switching, namely choice overload, status quo bias …
Persistent link: https://www.econbiz.de/10010832988
Risk adjustment is used in settings with uncertainty to make payments or allow comparisons of outcomes while controlling for exogenous risk factors that explain variations in the outcome of interest, such as spending, utilisation, quality or death. This article focuses on the conceptual and...
Persistent link: https://www.econbiz.de/10010861108
The Patient Protection and Affordable Care Act of 2010 mandates that young adults be able to stay on parental health insurance until age 26. This paper creates a new algorithm to identify individuals with parental health insurance. Using an age/time difference-in-difference analysis, it finds...
Persistent link: https://www.econbiz.de/10011279385
Insurance, for urban residents without formal employment, including children, the elderly, and other unemployed urban residents …. We also find that this program has improved medical care utilization more for the elderly, for the low- and middle …
Persistent link: https://www.econbiz.de/10011252288
Microeconomic theory predicts that if patients are fully insured and providers are paid fee-for-service, utilization of medical services exceeds the efficient level (‘moral hazard effect’). In Switzerland, both demand-side and supply-side cost sharing have been introduced to mitigate this...
Persistent link: https://www.econbiz.de/10010870792
The quality of the services delivered on the health insurance market generates significant effects in the financial situation of the companies and of the individuals. Any perturbation in the system is of nature to contribute to the occurrence of the phenomena of economic and social crisis and,...
Persistent link: https://www.econbiz.de/10010706217