system faces challenges over the medium term from continued rapid credit growth, rising interest rates, and rigidities in …

credit growth in select countries. We develop regression models of the fundamental determinants of bank credit and use them …In this paper, we analyze credit growth in Sub-Saharan Africa over the past decade focusing on the post-2002 rapid … to examine whether they can fully explain developments in rapid credit growth countries. We then argue that rapid credit …

resulting in an acceleration of bank lending. In particular, regulatory reforms pertaining to loan classification and …

significant contributions. Expansion of domestic credit has continued to be brisk, reflecting a pickup in private sector economic …

procyclicality of bank credit dynamics to the private sector and contain systemic risk. Reserve requirements, in particular, have … new cross-country evidence on how they influence real private bank credit growth. Our results show that these instruments …

Do financial sector reforms necessarily result in expansion of credit to the private sector? How does bank ownership … affect the availability of credit to the private sector? Empirical evidence is somewhat mixed on these issues. We use the … Indian experience with liberalization of the financial sector to inform this debate. Using bank-level data from 1991-2007, we …

, and credit to the private sector has risen threefold. Loan classification, provisioning, and even capital remain uneven in …