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Persistent link: https://www.econbiz.de/10005056452
adjustment of the mortgage banking business model that assumes a synergy between the credit policy and the policy for funding … mortgage portfolios with L.Z. within groups will also be of essential importance. The direction of systemic solutions …
Persistent link: https://www.econbiz.de/10010987446
In this document, the main characteristics of the mortgage markets regulation in developed countries will be analyzed … in four sections, covering the most relevant issues of (i) the mortgage product, (ii) the financial entities that offer … these products, (iii) the client to whom these products are sold and (iv) the relationship between mortgage regulation and …
Persistent link: https://www.econbiz.de/10010850138
conclude that it likely reflects differential treatment of black neighborhoods by the mortgage industry in ways that are …
Persistent link: https://www.econbiz.de/10010875230
of services used) of the relationship. Specifically, we find that what really drives switching is mortgage, both taking …
Persistent link: https://www.econbiz.de/10010929168
Supersedes Working Paper 13-27. Reverse mortgage loans (RMLs) allow older homeowners to borrow against housing wealth …
Persistent link: https://www.econbiz.de/10010930296
During the housing crisis, it came to be recognized that inflated home mortgage appraisals were widespread during the … adopt the Home Valuation Code of Conduct (HVCC). Using unique data sets that contain both approved and nonapproved mortgage … applications, this study provides an empirical examination of the impact of the HVCC on appraisal and mortgage outcomes. The …
Persistent link: https://www.econbiz.de/10010930298
This paper deals with a wide range of issues related to housing mortgage lending in Russia. …
Persistent link: https://www.econbiz.de/10010932806
In this paper, we document that mortgage-backed securities (MBS) held by the Federal Reserve exhibit faster principal … the Federal Reserve's first MBS purchase program, demonstrating that this channel conveyed savings on monthly mortgage …
Persistent link: https://www.econbiz.de/10011273692
After the short temporary popularity of FX denominated loans, during the Great Financial and Economic Recession (2007–2013), the burden of these loans has become unaffordable for a lot of borrowers. We have designed a family of simple models to compare the cash flows of installments and the...
Persistent link: https://www.econbiz.de/10011274868