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For a bank it is advantageous to have different types of clients because, as will receive deposits and provide loans … profit, following recovery, by the bank, business development potential offered by customers, resulting in advantages for … both bank and customer. Customer benefits can be considered: the safety of deposits held at banks; interest received for …
Persistent link: https://www.econbiz.de/10011066974
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include asset quality and risk-preferences as factors. Analyzing the estimations, we reveal factors (bank's size, region …
Persistent link: https://www.econbiz.de/10011110298
Indian banking sector is passing through another crucial phase in its evolution with the Reserve Bank of India … they contain a bank or not. Accordingly, there can be Banking FHCs controlling a bank and Non-banking FHCs, which do not … contain a bank in the group. …
Persistent link: https://www.econbiz.de/10011260764
There are a number of international initiatives that have the goal of improving or maintaining financial stability by strengthening financial infrastructure. The Committee on Payment and Settlement Systems (CPSS) contributed to this process through its work on developing Core Principles for...
Persistent link: https://www.econbiz.de/10011261149
Financial crisis devastating consequences and effects started in 2008, lead to several reactions coming from the most important international organizations and entities. This article aims to present in a logic manner, synthetic, and easily understand why these prudential reactions occurred and...
Persistent link: https://www.econbiz.de/10011085427
In the past decades, the banking sector has come to be known in literature as the banking industry as it was geared to increasing profits, banks were growing, and banking products developed dynamically. It was believed that competition in the banking sector makes banks more efficient and...
Persistent link: https://www.econbiz.de/10011206976
This paper analyzes whether from the end of 2005 to the first half of 2012 bank localism influenced the dynamics and … is that, after controlling for demand elements and the initial bank balance sheet characteristics, credit supply was … influenced by banks’ size while bank localism was not significant. During the crisis, the loan default rate was substantially …
Persistent link: https://www.econbiz.de/10011207924
Basel regulators have received widespread criticism for failing to prevent two credit crises that hit the U.S. over the last two decades. Nonetheless, banks were considerably overcapitalized prior to the onset of the 2007–2009 subprime crisis compared to those which had undergone the...
Persistent link: https://www.econbiz.de/10011209835
public and carry out certain activities with clients so that they no longer have to go to the bank. But how does the Internet … influence the performance of a bank? Since it is about a revolution in this field, it is expected that banks’ performance to … increase. The presence of a bank on the Internet through a website, the Internet banking and any other activities undertaken by …
Persistent link: https://www.econbiz.de/10011210120