This paper analyzes the systemic risk effects of bank mergers to test the “concentration-fragility” hypothesis. We use … the marginal expected shortfall as well as the lower tail dependence between a bank’s stock returns and a relevant bank …

presence of a chief risk officer (CRO) in a bank’s executive board and whether the CRO reports to the CEO or directly to the … board of directors, are associated with a better bank performance during the financial crisis of 2007/2008. We measure bank …

incentives, risk management models and procedures, conflicts of interest and bank strategies. Their perspectives are quite …

Diversified and focused business models may affect foreign bank efficiency differently in branches or subsidiaries. We … differences across groups. We further analyze the link between bank efficiency and bank-specific characteristics including … diversification measures. Using Luxembourg bank data that includes the financial crisis, we find there is no unique business model as …

undesired effects and distortions. Finally, we briefly review the recent evolution of bank lending to the private sector. We …

financial system, on competition in the market forbanking and financial services, and on the reallocation of bank ownership …

financial system, on competition in the market forbanking and financial services, and on the reallocation of bank ownership …

). This is attributed to the severe political intervention and weak incentives to follow prudent bank management practices for …

different combinations of bank asset and funding sources and assess their impact on the mortgage crisis. We then estimate how … distinct strategies have affected bank profitability and risk before the crisis, and what impact they have put on the mortgage …