dynamics with respect to other types of household credit, for example mortgages. Consumer credit is not closely linked to the …CONSUMER CREDIT IN ITALY: WELL-BEING OR FINANCIAL FRAGILITY?Demand for consumer credit on the part of Italian … credit market, however, indicate that the reasons behind recourse to credit and the consequences of it may be different from …

The paper focuses on the consumer credit market in Italy and on the related risk of over-indebtedness. Using survey … credit is used to cover gaps in income and if this is associated with an increased and diffused inadequacy of financial and … economic conditions of indebted households. Results highlight that a relatively consistent part of consumer credit is …

This paper investigates household access to consumer credit in the UK using information on 58,642 households between … consumer credit in the UK. …

Dispositionsrahmen der Kredit zum Befragungstag in Anspruch genommen. Insgesamt werden die Zinssätze für Überziehungskredite von Experten …Study on Overdraft and Instalment Credit Reference No: 514-06.01-2810HS034 Duration 8/2011 – 5/2012 - Executive Summary … authorised credit limit on a facility amounts to a multiple of three times an individual’s net monthly income, a figure that is …

Loan refusal has been a problem facing many loan applicants at the household level and this problem is not new to loan … problem. This study analyses the effect of household income and savings on loan refusal and the intensity of loan refusal in … to identifying credit constrained (loan refused) households and makes use of the Logit and Poisson regression to regress …