Today’s regulatory rules, especially the easily-manipulated measures of regulatory capital, have led to costly bank … failures. We design a robust regulatory system such that (i) bank losses are credibly borne by the private sector (ii …) systemically important institutions cannot collapse suddenly; (iii) bank investment is counter-cyclical; and (iv) regulatory …

creating counter-cyclical incentives for banks to raise capital, and so encourage bank lending in bad times. They avoid the …

previously developed relationship with a lead bank obtained a lower spread and a longer maturity during the financial crisis but …

mechanism through which a bank gets a view of its overall exposures, and is able to identify hotspots and flashpoints, be they … instrument-specific, borrower-category-specific, or geographyspecific. Credit risk reporting is also a critical tool for a bank … credit risk reporting. If a bank is experiencing any of these problems with credit risk reporting and analysis, there is …