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Microfinance, Commercialization and Ethics
Schmidt, Reinhard H. - In: Poverty & Public Policy 2 (2010) 1, pp. 6-6
<p>This paper discusses the so-called commercial approach to microfinance under economic and ethical aspects. It first … shows how microfinance has developed from a purely welfare-oriented activity to a commercially relevant line of banking … business. The background of this stunning success is the almost universal adoption of the commercial approach to microfinance …
Persistent link: https://www.econbiz.de/10008579248
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A macro-framework for successful development banks
Thorne, Janine; Toit, Charlotte du - In: Development Southern Africa 26 (2009) 5, pp. 677-694
The large-scale failures of development banks in the 1970s and 1980s meant that they all but disappeared from the development agenda. However, there are still a large number of development banks worldwide that operate with various degrees of success. Some governments are also looking to...
Persistent link: https://www.econbiz.de/10009222755
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Targeting aid : what the World Bank has (not) achieved.
Nunnenkamp, Peter - Kiel Institute for the World Economy - 2002
support the view that poverty concerns and policy assessments dominated the distribution of World Bank financing in the 1990s …
Persistent link: https://www.econbiz.de/10008520270
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Microfinance et nouvelles gauches en Amérique latine : un agenda pour la recherche-action
Doligez, François; Bédécarrats, Florent; … - In: Mondes en développement n° 163 (2013) 3, pp. 9-20
</titre> This article aims to reflect the debates sparked by Latin America?s New Left?s criticisms of microfinance … divergent analyses and views. The challenge of the conference was to get researchers and people involved in microfinance to talk … analysing the financial inclusion strategies endorsed by these movements and aimed to determine microfinance prospects in this …
Persistent link: https://www.econbiz.de/10011187884
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Remittances and microfinance in India: Opportunities and challenges for development finance
Sil, Milly; Guha, Samapti - Volkswirtschaftliche Fakultät, … - 2010
With remittances to the developing countries reaching USD 251 billion in 2007, there has been a recent surge of interest to understand the effective channelization of this flow of remittances for providing a variety of financial services desirable to the poor households in the receiving regions,...
Persistent link: https://www.econbiz.de/10011114389
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A Personal Touch: Text Messaging for Loan Repayment
Morten, Melanie; Karlan, Dean; Zinman, Jonathan - Economic Growth Center, Economics Department - 2012
We worked with two microlenders to test impacts of randomly assigned reminders for loan repayments in the “text messaging capital of the world”. We do not find strong evidence that loss versus gain framing or messaging timing matter. Messages only robustly improve repayment when they include...
Persistent link: https://www.econbiz.de/10010548154
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Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment
Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2007
Information asymmetries are important in theory but difficult to identify in practice. We estimate the presence and importance of adverse selection and moral hazard in a consumer credit market using a new field experiment methodology. We randomized 58,000 direct mail offers issued by a major...
Persistent link: https://www.econbiz.de/10005497798
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Elasticities of Demand for Consumer Credit
Karlan, Dean; Zinman, Jonathan - Economic Growth Center, Economics Department - 2005
present estimates of this parameter derived from a randomized trial. The experiment was implemented by a consumer microfinance …
Persistent link: https://www.econbiz.de/10005146665
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Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment
Karlan, Dean S.; Zinman, Jonathan - Economic Growth Center, Economics Department - 2005
Information asymmetries are important in theory but difficult to identify in practice. We estimate the empirical importance of adverse selection and moral hazard in a consumer credit market using a new field experiment methodology. We randomized 58,000 direct mail offers issued by a major South...
Persistent link: https://www.econbiz.de/10005146666
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Shielding the Poor: Social Protection in the Developing World
Phillips, Katherin Ross; Gertler, Paul; Smeeding, Timothy M. - Inter-American Development Bank
and manage the risks that households face as part of a coherent long-term strategy to reduce poverty and promote social … equity. The articles included in this book were presented at the conference, "Social Protection and Poverty," held at the …
Persistent link: https://www.econbiz.de/10010772355