relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … inequality in the four countries correspond to their mortgage take up rates and its distribution across income, reflecting the … different degree of development of their respective mortgage markets. In Italy, alternative ways of financing, such as family …

Mortgage equity withdrawals (MEW) are correlated with covariates consistent with a permanent income framework augmented …

relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … inequality in the four countries correspond to their mortgage take up rates and its distribution across income, reflecting the … different degree of development of their respective mortgage markets. In Italy, alternative ways of financing, such as family …

The U.S. mortgage market has experienced phenomenal change over the last 35 years. Most observers believe that the … paper develops and implements a technique for assessing the impact of changes in the mortgage market on individuals and … of the “imperfectness” of mortgage markets. Thus, a natural way to determine whether mortgage market developments have …

We identify the causal effect of house prices on mortgage demand and supply in Switzerland by exploiting exogenous … shocks to immigration and thereby to house prices. Detailed micro data allow us to observe multiple offers for each mortgage … request. We find a 1% increase in house prices to raise the requested mortgage amount by 0.52%. Due to positive feedback …

determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic … evidence that mortgage holders are financially more vulnerable than renters or outright owners; in fact, the incidence of …

The U.S. mortgage market has experienced phenomenal change over the last 35 years. Most observers believe that the … paper develops and implements a technique for assessing the impact of changes in the mortgage market on individuals and … of the “imperfectness” of mortgage markets. Thus, a natural way to determine whether mortgage market developments have …