) focus and diversification using a unique data set that is able to identify individual bank loan exposures to different …We study empirically the effect of focus (specialization) versus diversification on the return and the risk of banks … deterioration in bank monitoring quality at high levels of risk and a deterioration in bank monitoring quality upon lending …

) focus and diversification using a unique data set that is able to identify individual bank loan exposures to different …We study empirically the effect of focus (specialization) vs. diversification on the return and the risk of banks using … deterioration in bank monitoring quality at high levels of risk and a deterioration in bank monitoring quality upon lending …

diversification and lending to tradeable sectors on bank profitability and risk mitigation. Our results suggest that larger banks …We explore the impact and evolution of loan portfolio diversification during the 2001-2002 Argentine financial crisis … borrowing from each bank operating in the country during the 1999-2004 period, we find that banks did not modify much their loan …

diversification and lending to tradeable sectors on bank profitability and risk mitigation. Our results suggest that larger banks …We explore the impact and evolution of loan portfolio diversification during the 2001-2002 Argentine financial crisis … borrowing from each bank operating in the country during the 1999-2004 period, we find that banks did not modify much their loan …

Should banks be diversified or focused? Does diversification indeed lead to enhanced performance and, therefore …, greater safety for banks, as traditional portfolio and banking theory would suggest? This paper investigates the link between … banks? profitability (ROA) and their portfolio diversification across different industries, broader economic sectors and …

Should banks be diversified or focused? Does diversification indeed lead to increased performance and therefore greater … safety on the part of banks as traditional portfolio and banking theory would suggest? This paper investigates the link … between banks’ profitability and their portfolio diversification across different industries, broader economic sectors and …

Theory of financial intermediation gives contradicting answers to the question whether banks should diversify or focus … point of view, the common practice to rely on measures of concentration only in the debate about diversification and focus … this end we measure diversification for all German banks in the period from 1993 to 2002. As measures we use a broad set of …